🛡️ Life & Health Insurance
🛡️ Life & Health Insurance
Protect what matters—simply and affordably.
Independent, multilingual advisors compare top carriers to craft life and health coverage that fits your family and budget.
What We Offer
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Life Insurance
✔️ term,
✔️ whole,
✔️ universal,
✔️ living-benefit riders. -
Health Coverage
✔️ ACA marketplace plans,
✔️ private PPOs,
✔️ international travel insurance. -
Small-Group Plans
✔️ for family businesses or side-hustle teams (2–50 employees).
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Policy Reviews & Conversions
✔️ audit existing coverage,
✔️ convert term to permanent,
✔️ add riders.
How it Works
1. đź“ž Discovery Call
Clarify goals, budget, timeline.
2. 🏡 Home/Market Search
Curated listings + virtual or in-person tours.
3. đź“„ Offer & Negotiation
Data-driven pricing strategy, contract terms, counter-offers.
4. Close & Celebrate 🍾
Final walkthrough, 🔑 keys in hand, post-move check-in.
🔑 Key Benefits
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explanations of every document.
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(seller usually pays).
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to avoid overpaying.
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for utilities, homestead exemptions, and property-tax questions.
Meet Your Partner
Elena Petrov, REALTOR® – 10 years in WA & OR markets • Speaks English/Russian • Lic #123456
FAQs
How much down payment do I need?
As little as 3 % with certain loan programs.
Can I buy without US credit?
Yes—our lenders accept alternative credit or foreign history.
What are my out-of-pocket fees?
Typical costs: inspection, appraisal, and closing (~2–3 % of price).
Do you handle rentals?
We can refer you to a vetted property-management partner.
Ready to Start?
Fill out the quick form below and we’ll match you with the right agent within one business day.