🛡️ Life & Health Insurance

🛡️ Life & Health Insurance

Protect what matters—simply and affordably.

Independent, multilingual advisors compare top carriers to craft life and health coverage that fits your family and budget.

What We Offer

  • Life Insurance

    ✔️ term,
    ✔️ whole,
    ✔️ universal,
    ✔️ living-benefit riders.

  • Health Coverage

    ✔️ ACA marketplace plans,
    ✔️ private PPOs,
    ✔️ international travel insurance.

  • Small-Group Plans

    ✔️ for family businesses or side-hustle teams (2–50 employees).

  • Policy Reviews & Conversions

    ✔️ audit existing coverage,
    ✔️ convert term to permanent,
    ✔️ add riders.

How it Works

1. 📞 Discovery Call

Clarify goals, budget, timeline.

2. 🏡 Home/Market Search

Curated listings + virtual or in-person tours.

3. đź“„ Offer & Negotiation

Data-driven pricing strategy, contract terms, counter-offers.

4. Close & Celebrate 🍾

Final walkthrough, 🔑 keys in hand, post-move check-in.

🔑 Key Benefits

  • explanations of every document.

  • (seller usually pays).

  • to avoid overpaying.

  • for utilities, homestead exemptions, and property-tax questions.

Meet Your Partner

Elena Petrov, REALTOR® – 10 years in WA & OR markets • Speaks English/Russian • Lic #123456

FAQs

How much down payment do I need?

As little as 3 % with certain loan programs.

Can I buy without US credit?

Yes—our lenders accept alternative credit or foreign history.

What are my out-of-pocket fees?

Typical costs: inspection, appraisal, and closing (~2–3 % of price).

Do you handle rentals?

We can refer you to a vetted property-management partner.

Ready to Start?

Fill out the quick form below and we’ll match you with the right agent within one business day.